Ok my friends, so I am posting this for 2 reasons: 1st) so everybody knows I am *** (no, really, you'll understand if you read this); 2nd) To spread the word about CarHop and UAC and their bad, misleading, caniving practices..".
In March, I bought a car from CarHop/. And most of you know I am not savy at all when it comes to financing!. I have no clue how they approved me since I was already in a loan with Bill iin another car and there was no way they could qualify me,. Since I have this car, I had taken to the shop at least 2 times, they messed up my registration papers, they never responded when I contacted their "supposed warranty service.. Anyways, if they misplaced my payment they woul harass my references even though it's illegal (since they know where I live)|. So, I became very very frustrated with them". For many reasons, the payments (which are, by the way, bi-weekly) they assigned to me were getting heavy on my budget and I was struggling with them,. I 've tried many avenues: refinancing the car, getting a second job, even getting loans to pay for the car. But nobody would refinance me since I am already in another loan and Bill has no meanings of refinancing his car now. I even thought about giving back the car. However, I did find out them that they were charging me 5x times the blue book value of the car.And, by the way, they never told me I had a grace period to return the car. The best approach to me was to be honest with UAC (CarHop's financing company) and tell them of my situation and see if they would work with me to lower the payments and extend the loan. And so I did. At first, I got to talk with a nice lady, Echo, who told me to send documents that indicate I could not pay that amount anymore and that she would talk with her supervisor to get my payments reduced. Well, what do you know? It's just my luck that she got transferred and I got stuck with this guy named Mark. Well, Mark really does not care. After explaining the situation to him, here were his suggestions: "that I would go to a non profit organization to get them to pay my rent so I can pay the car", "that, yes, I could affor my payments, if I forgo my health insurance (I can't waive my coverage) and stop contributing to my 401k and life insurance" (basically not having any benefits, "that I stopped paying my other bills or get food stamps so I can pay the car". He was one minute from suggesting that I *** myself to pay the car. Can you believe it? Finally, I told them "Look, we both know that you are charging me more than the car is worth and that if I return it you are going to lose money." However, I don't think they will budge. Their website promises that they will work with you but that's not true. They promise you warranty for the car, they never contact you when you need. So, yes, I was ***. But they are also a misleading company. They make you think you can afford what they are offering you but you end up stuck with a lemon.
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In March, I bought a car from CarHop/. And most of you know I am not savy at all when it comes to financing!. I have no clue how they approved me since I was already in a loan with Bill iin another car and there was no way they could qualify me,. Since I have this car, I had taken to the shop at least 2 times, they messed up my registration papers, they never responded when I contacted their "supposed warranty service.. Anyways, if they misplaced my payment they woul harass my references even though it's illegal (since they know where I live)|. So, I became very very frustrated with them". For many reasons, the payments (which are, by the way, bi-weekly) they assigned to me were getting heavy on my budget and I was struggling with them,. I 've tried many avenues: refinancing the car, getting a second job, even getting loans to pay for the car. But nobody would refinance me since I am already in another loan and Bill has no meanings of refinancing his car now. I even thought about giving back the car. However, I did find out them that they were charging me 5x times the blue book value of the car.And, by the way, they never told me I had a grace period to return the car. The best approach to me was to be honest with UAC (CarHop's financing company) and tell them of my situation and see if they would work with me to lower the payments and extend the loan. And so I did. At first, I got to talk with a nice lady, Echo, who told me to send documents that indicate I could not pay that amount anymore and that she would talk with her supervisor to get my payments reduced. Well, what do you know? It's just my luck that she got transferred and I got stuck with this guy named Mark. Well, Mark really does not care. After explaining the situation to him, here were his suggestions: "that I would go to a non profit organization to get them to pay my rent so I can pay the car", "that, yes, I could affor my payments, if I forgo my health insurance (I can't waive my coverage) and stop contributing to my 401k and life insurance" (basically not having any benefits, "that I stopped paying my other bills or get food stamps so I can pay the car". He was one minute from suggesting that I *** myself to pay the car. Can you believe it? Finally, I told them "Look, we both know that you are charging me more than the car is worth and that if I return it you are going to lose money." However, I don't think they will budge. Their website promises that they will work with you but that's not true. They promise you warranty for the car, they never contact you when you need. So, yes, I was ***. But they are also a misleading company. They make you think you can afford what they are offering you but you end up stuck with a lemon.
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 Comments (6) |
| 1. Written by Amanda on April 12, 2012 from milwaukee, wisconsin, US Hello I have read the posts on here and I need some advice, I bought my car from car hop in June of 2011 and not 3 months later a knocking noise started in the breaks so I went to replace them to find there was no brake pad in there at all, they sold me a car that was supposed to have been inspected and safe to sell and it had a shredded caliper in place of where a break pad should have been should I mention I am a single mother and my daughter was in the car with me for 3 months without a break..really so I call my warranty company they send me to a shop after a lot of back and forth, I still had to pay for the repairs by the way after I pick up my car I see the anti lock break light was on, it was not on before I brought the car or I would have stated that to save the time, they damaged my anti lock break sensor hub and told me that it was like that when I brought it in!? why would I have not included that in the claim HELLO, I tried to speak with car hop, UAC, warranty company and the auto body shop NO ONE help fix the problem, then they charged me 3x the blue book value of the car, I have talked to everyone I think I can talk to and still Im stuck with this absolute lemon of a car and car payments that are beyond my ability to pay now that I was laid off and I have made payments of what ever I can afford but the interest is insane and this car is drowning me, please help with advice I would greatly appreciate it. |
| 2. Written by ally on January 19, 2012 from ft. worth, texas, US If you would have read what it said he could afford the car at the time and something happened to where he couldn't....its life it happens....they did the same thing to me...I bought a truck from them and lost my job the lady I talked to was very rude to me and pretty much told me to be a *** to make money....I took them to court for selling me a lemon and slandering me like that and got my truck paid off and the repo off my credit....for you to be a *** to him just because you think he fu cked up is not right....if he wants to vent let him vent....I'm sure you have gone through hard times in your life would you want someone to treat you like that? I'm sorry that happened to you |
| 3. Written by plainjane on December 7, 2011 from rochester, new york, US they breached the contract with me after i got a loan for a 2002 buick 8,540.. they sent me a letter saying that they made a mistake on my contract and now i owe 10,220.. i nerver agreed to that and they can have this car back! got approved for 2010 honda for 230.00 a month way better than the 400.00 i pay now! |
| 4. Written by THE REALEST on October 3, 2011 from chicago, illinois, US SHOULD HAVE PAID YOUR NOTE ON TIME... I'M NOT BY ANY MEANS A SPONSER FOR THEM BUT I GOT A DECENT TRUCK FOR 60 A WEEK N 300 DOWN NO COMPLAINTS IN I GOT 18 MONTH WARRANTY... I WAS HAVING FINACIAL PROBLEMS AS WELL BUT MADE SURE I COULD ALWAYS PAY MY NOTE, PLUS IM GREATFUL THEY EVEN HELP ME GET A NICE CAR.. CAR PAID STILL RUNNING 5 YEARS STRONGS. NO COMPLAINTS |
| 5. Written by gleethe on August 5, 2011 from wheat ridge, colorado, US I've never said I was the bright one in this situation. And at that time yes, I could afford the car. however, as you might have slightly noticed, the economy in this country is not in the best condition right now. And my situation changed. yes, I am upset. And I don't take the blame of me. However, is it fair to charce 5x the value of the car? In what way is legal for them to harrass my referrences when they know where I live? I could have done like so many others in this country and just stop paying. That's not what I am doing. I wish you never have to go to any hardships. When you have to decide do I buy my prescriptions or buy food? Things change in life and not always we are able to control them. Sorry, if my posting offended you in any way |
| 6. Written by Thomas James on August 5, 2011 from sioux falls, south dakota, US So you bought a car you couldn't afford and now you're mad at the company who sold it to you for expecting to be paid? Sorry, but you screwed up, not them. |
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